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INVESTMENT METHODOLOGY

Capital Investors provides comprehensive investment planning and financial advisory services to our clients.

Our investment planning process utilizes a rigorous four-step process:

Step 1: Analysis

We begin with a thorough understanding of the client's current financial situation, as well as dreams and aspirations. 

This is followed by an analysis of the client's current portfolio, risk tolerance, time horizon, needs for capital appreciation, cash flow and liquidity.

Step 2: Design

We then design an individualized asset-allocation employing a long term, strategic methodology. Asset allocation among a number of styles and classes and appropriate diversification are critical drivers of investment success.

Step 3: Implementation:

Implementation utilizes multiple investment classes and sub-styles.  Multiple institutional money managers are carefully selected, based upon four specific criteria: Performance, Philosophy, Process and People.
(Click here to see how OUR MANAGERS are selected).

Step 4: Monitoring and Reporting

These criteria continue to serve as benchmarks for continuous and rigorous monitoring on a daily basis, checking portfolio holdings and trades to ensure that the investment portfolio is both rebalanced and aligned with the overall strategy.  Managers are added or replaced, as necessary. 

Clients receive fully-transparent, fully-comprehensible reports on a monthly basis.  Clients have continuous access to their account information online.   Face-to-face client meetings to review portfolio performance and to share information occur at a minimum of twice per year. 

Financial Advice

Financial advice is provided to clients on a wide range of issues, from input on estate and tax planning to philanthropic strategies.

Compensation 

Capital Investors is compensated on a fee only basis, which is a flat percentage of the assets under management, paid quarterly in arrears.  We receive no commissions, transaction fees, or any other form of compensation.  In so doing, our reward is totally congruent with the client’s objectives.  The higher the long term values of the account, the greater our compensation.  No additional fee is charged for providing financial advisory services.  Capital Investors is compensated solely by its clients; no other entity compensates the firm.

Investing involves risk including the potential loss of principal. No investment strategy, including asset allocation and diversification can guarantee a profit or protect against loss in periods of declining values.

 

 



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